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In this section of the website, we give you
some more information about 3rd party merchant accounts. These 3rd party
merchant accounts are hosted by the provider offering the 3rd party merchant
account and are a cheap alternative for smaller merchants to regular
merchant accounts, as they don't charge merchants a monthly fee, but only
processing fees on each transaction.
In general, we recommend to anyone serious
about doing business online to use a regular merchant account, using the
authorize.net payment gateway. For more information about that, visit our
credit card merchant account
page. We recommend the use of a regular merchant account simply because it
appears more professional and the 3rd party merchant account might drive
potential customers away, as they can tell from using that service that the
merchant is pretty small.
Should you be a small merchant, who cares more
about processing credit cards cheaply and not too much about the image,
check out the following 3rd party merchant account provider. They let you
accept credit cards with no monthly fee and at very competitive processing
rates.
PayPal: 1.9% to
2.9% Processing Fee + $0.30 per Transaction!
PayPal is a great alternative to a
regular merchant account. They are an ebay company and offer merchants to
accept credit cards at the low rate of only 1.9% to 2.9% + $0.30 per transaction,
depending on your monthly sales volumne.
The disadvantage of paypal compared to a
regular merchant account is that the consumer will have to leave your
website to pay using paypal. When
paying, they will have to be referred to the
paypal website, where they can pay and
after the payment process is complete, the customer will then come back to
your website. This might be good enough for smaller merchants, but is not
recommendable for more serious online retailers. Therefore, we only
recommend PayPal to smaller merchants,
but to them, we highly recommend them, as they are the best 3rd party
merchant account provider available online.
Visit PayPal by
clicking here to get your 3rd party
merchant account.
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